The digital payments landscape is undergoing a seismic shift, and at the forefront of this evolution is the strategic collaboration between Curve Pay and Thales. This powerful alliance is redefining how iPhone users interact with their digital wallets, delivering a seamless, secure, and user-centric experience for contactless payments. By integrating Thales’ cutting-edge D1 Platform, Curve Pay is empowering millions of iOS and Android users across Europe with greater control, flexibility, and financial autonomy.
This partnership marks a pivotal moment in mobile payment innovation—especially following Curve’s recent launch of Curve Pay on iOS. For the first time, users can now make NFC-enabled contactless payments directly through the Curve app, eliminating the need for third-party wallets or physical cards. The result? A frictionless payment journey that prioritizes both convenience and security.
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Powering the Future of Mobile Payments with Thales’ D1 Platform
At the core of this transformation lies Thales’ D1 Platform, a cloud-based, real-time infrastructure designed to securely digitize payment cards within mobile wallets. This advanced technology enables instant provisioning, dynamic card management, and robust encryption—all while ensuring full compliance with global financial regulations.
For Curve, leveraging the D1 Platform means faster deployment, enhanced scalability, and enterprise-grade security. The platform supports seamless integration with existing banking systems, allowing Curve to offer instant card digitization without compromising performance or safety. Whether users are shopping in-store or managing subscriptions, every transaction benefits from end-to-end protection powered by Thales’ decades-long expertise in digital identity and cybersecurity.
With over six million customers across the UK and EEA, Curve has established itself as a disruptor in the fintech space—championing transparency, fee-free transactions, and consumer choice. This latest advancement reinforces its mission to simplify how people spend, send, see, and save money.
A User-First Approach to Digital Wallet Innovation
What sets Curve Pay apart isn’t just technological prowess—it’s a deep commitment to user empowerment. The app consolidates multiple cards into a single, intuitive interface: the Curve Wallet. From there, users can:
- Switch between linked cards even after making a purchase
- Avoid hidden currency conversion fees when traveling
- Maximize rewards by selecting the best card for each transaction
- Freeze or manage cards instantly with biometric authentication
By embedding Thales’ security framework directly into the app, Curve ensures that every layer of the user experience—from onboarding to checkout—is protected against fraud and unauthorized access.
“At Curve, we're committed to redefining the digital wallet experience. Our collaboration with Thales marks a significant step in providing users with a seamless, secure, and innovative payment solution,” said Shachar Bialick, Founder and CEO of Curve. “By building robust guardrails into Curve Pay, powered by Thales’ industry-leading platform, we're not just safeguarding transactions—we're empowering our customers to take full control of their financial lives.”
This vision aligns perfectly with Thales’ belief in open, secure, and inclusive digital ecosystems.
“At Thales, we believe that secure, open, and user-centric digital payment experiences are the future,” said François Chaffard, Vice President of Digital Payment Services at Thales. “By integrating our D1 platform, we’re enabling a new level of freedom and flexibility for mobile NFC payments—without compromising on security or compliance.”
Expanding Possibilities: From iPhone to Global Financial Autonomy
While the initial rollout focuses on iOS users in Europe, the implications of this integration extend far beyond one device or region. The success of Curve Pay on iPhone paves the way for broader adoption across Android devices and international markets. It also sets a precedent for how fintechs and technology providers can collaborate to build truly interoperable financial tools.
Already, Curve has demonstrated its ability to scale through partnerships with major players like Samsung and PayPal. The prior implementation of Huawei Pay powered by Curve showcased the company’s agility in delivering white-labeled payment solutions—proving that its infrastructure is not only robust but adaptable to diverse ecosystems.
As digital wallets evolve from simple card storage tools into intelligent financial hubs, features like real-time spending insights, automated budgeting, and cross-border transaction optimization will become standard. Curve Pay’s integration with Thales positions it at the forefront of this next wave.
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Frequently Asked Questions (FAQ)
Q: What is Curve Pay?
A: Curve Pay is a digital wallet solution that allows users to make contactless payments directly from the Curve app using NFC technology. It supports multiple linked cards and offers features like post-purchase card switching and fee-free foreign transactions.
Q: How does Thales enhance Curve Pay’s security?
A: Thales provides the D1 Platform—a secure, cloud-based system that enables real-time card digitization and encrypted transaction processing. This ensures compliance with financial regulations and protects against fraud.
Q: Can I use Curve Pay on my iPhone?
A: Yes. Curve Pay is now available on iOS devices across Europe, allowing users to make secure in-store payments without needing Apple Pay or physical cards.
Q: Is my data safe with Curve Pay?
A: Absolutely. All personal and payment information is encrypted and protected using industry-leading security protocols provided by Thales. Biometric authentication adds an extra layer of protection.
Q: Do I need a Curve card to use Curve Pay?
A: No. You can link existing debit or credit cards to your Curve account and use them via Curve Pay. However, having a Curve card unlocks additional benefits like cashback and dynamic currency conversion.
Q: Are there any fees for using Curve Pay?
A: There are no additional fees for using Curve Pay itself. Users may still be subject to standard banking charges depending on their linked cards, but Curve eliminates hidden costs like foreign transaction fees.
The Road Ahead: Building a Smarter Financial Ecosystem
The synergy between Curve’s customer-first design philosophy and Thales’ secure infrastructure represents more than just a product upgrade—it signals a shift toward truly autonomous digital finance. As consumers demand more transparency, flexibility, and control over their money, solutions like Curve Pay are setting new benchmarks.
Looking ahead, expect deeper personalization through AI-driven insights, tighter integration with open banking systems, and expanded support for decentralized financial tools. The goal is clear: to make every payment smarter, safer, and more rewarding.
👉 Explore the future of secure digital transactions built for modern life.
This collaboration isn’t just about convenience—it’s about reclaiming agency in an increasingly digital world. With Curve Pay and Thales leading the charge, the future of mobile payments is already here.