Purchasing USDT with Vietnamese đồng (VND) has become significantly easier than in previous years. Thanks to the rapid growth of Vietnam’s crypto investor community, Binance—the world’s largest cryptocurrency exchange by trading volume—now supports multiple convenient methods for buying USDT directly with VND using just a mobile phone. This comprehensive guide walks you through creating a USDT wallet, purchasing options via P2P and bank cards, and alternative platforms like OKX.
Creating a USDT Wallet on Binance
Unlike standalone crypto wallets such as MetaMask, Binance automatically generates a USDT wallet for you upon account registration. You don’t need to manually create one. The platform supports multiple blockchain networks including TRC20, BEP20, and ERC20, giving you flexibility in receiving and sending USDT.
Step 1: Download the Binance App and Register an Account
- Open App Store (iOS) or Google Play Store (Android).
- Search for “Binance” and install the official app.
- Register using your email address or phone number.
- Complete KYC verification by uploading your ID card (CCCD/CMND) and taking a live selfie as prompted.
👉 Get started securely on a trusted crypto platform today.
Step 2: Access Your USDT Wallet
- Launch the Binance app.
- Tap on “Wallet” at the bottom right corner.
- Switch between “Funding” or “Spot” depending on where you want to hold your USDT.
- Use the search bar to type “USDT”, then select Tether (USDT) from the list.
Step 3: Deposit USDT – View Your Wallet Address
- Tap “Deposit” next to USDT.
Choose your preferred network:
- TRC20 (lowest fees, most popular)
- BEP20 (low cost, BNB Chain)
- ERC20 (higher fees, Ethereum network)
The system will display your unique deposit address. Copy it carefully to receive USDT from external wallets or peer-to-peer transactions.
Pro Tip: Always double-check the network type when sending or receiving USDT—mismatched networks may result in permanent loss of funds.
How to Buy USDT on Binance via Mobile
Stablecoins like USDT are essential for trading other cryptocurrencies or holding value during market volatility. Below are two primary methods available on Binance for buying USDT with VND using your smartphone.
Method 1: Buy USDT via Binance P2P
Peer-to-peer (P2P) trading allows direct purchases from verified sellers using local bank transfers.
Step-by-Step Process:
- Log in to your Binance account – If you haven’t registered yet, complete sign-up first.
- Verify KYC – Required before accessing P2P functionality.
- Go to Wallet > Buy > P2P Trading.
- Select USDT as the cryptocurrency and VND as your fiat currency.
- Browse available offers and filter by price, payment method, or trade limits.
- Click “Buy USDT”, enter the amount in VND, then confirm.
Transfer the exact amount to the seller’s bank account using their provided details.
- Include the required payment reference code in the transfer note.
- After transferring, click “I have paid” on the app.
- Once the seller confirms receipt, USDT will be credited to your Funding wallet.
Always choose sellers with:
- Green online status
- Completion rate above 99%
- High transaction volume
Check completed trades under Orders > P2P > Completed.
Method 2: Buy USDT Using a Bank Card (ATM)
For faster transactions without waiting for bank confirmations:
- Open the app and go to Wallet > Buy.
- Tap “Buy with VND”, then select “Add new card”.
Enter your ATM/debit card details:
- Card number
- Expiry date
- CVV
- Billing address (city, postal code, nationality)
- Confirm via SMS verification code sent to your phone.
Minimum purchase: 360,000 VND per transaction.
Once verified, you can instantly buy USDT using your card—ideal for small, urgent purchases.
👉 Discover fast and secure ways to enter the crypto market now.
How to Buy USDT on OKX via P2P
As an alternative to Binance, OKX offers a robust P2P marketplace with competitive rates and diverse payment options including Momo, ViettelPay, and major Vietnamese banks.
Step 1: Download OKX App and Register
- Install the OKX app from App Store or Google Play.
- Sign up with email or phone number.
- Complete KYC verification (ID + facial recognition)—approval typically takes 5–10 minutes.
Step 2: Navigate to P2P Trading
- Open the app and tap “Buy Crypto” > “P2P Trading”.
- Select USDT as the asset and set VND as your local currency.
Step 3: Choose a Reliable Seller
Review seller profiles showing:
- Current USDT price
- Trade limits
- Supported payment methods
- Verification badge
- Transaction completion rate
Prioritize sellers with high ratings and consistent activity.
Step 4: Enter Purchase Amount
Input either:
- Desired VND amount (e.g., 1,000,000 VND), or
- Specific USDT quantity (e.g., 40 USDT)
Tap “Buy” to proceed.
Step 5: Complete Bank Transfer
- OKX displays the seller’s bank information.
- Transfer the exact amount within the time limit.
- Avoid mentioning “USDT”, “crypto”, or “digital currency” in the transfer note to prevent bank restrictions.
Step 6: Confirm Payment
After transferring:
- Return to OKX
- Tap “I have paid”
- Wait for seller confirmation
- USDT will be released to your Funding Wallet
This process is fast, secure, and widely used among Vietnamese traders.
Frequently Asked Questions (FAQs)
Is Binance a Safe Platform to Invest In?
Yes, Binance is one of the most trusted global crypto exchanges based on liquidity, security infrastructure, and user base. However, always practice safe habits: enable two-factor authentication (2FA), avoid sharing login details, and store large amounts in cold wallets. While long-term holding (HODLing) suits those with higher capital, active traders often use USDT to switch between altcoins during bullish trends.
Why Is Identity Verification (KYC) Required?
KYC is mandatory for compliance with anti-money laundering (AML) regulations. It helps protect users by verifying identities, reducing fraud risks, and enabling fiat on-ramps like VND deposits. Without KYC, you cannot buy crypto with local currency on regulated platforms.
Can I Withdraw USDT Directly to My Bank Account?
No—USDT is a digital asset and cannot be deposited directly into traditional bank accounts. However, you can sell USDT via P2P trading on Binance or OKX and withdraw the resulting VND to your bank account seamlessly.
What Are the Advantages of Buying USDT on Binance?
- Fast transactions (1–3 minutes average)
- Low or zero trading fees on P2P
- High security with verified counterparties
- Easy-to-use mobile interface
- Multiple payment methods supported
- Strong KYC protection for both buyers and sellers
Can I Use E-Wallets Like Momo or ZaloPay?
Yes—on both Binance and OKX P2P markets, many sellers accept popular e-wallets such as Momo, ZaloPay, and ViettelPay. During filtering, simply select your preferred payment method to find compatible offers.
Are There Daily Purchase Limits?
Limits depend on your verification level:
- Basic KYC: Up to ~50 million VND/day
- Advanced verification: Higher limits possible
Higher limits require additional documentation but improve access to larger trades.
👉 Start buying USDT quickly using trusted global platforms.
Final Thoughts
Buying USDT on Binance via mobile is straightforward once you complete registration and verification. Whether using P2P or a bank card, the process is secure and efficient. For even more flexibility, consider OKX as a reliable alternative with strong support for Vietnamese users.
With rising adoption of digital assets in Vietnam, having easy access to stablecoins like USDT empowers investors to participate in global crypto markets confidently.
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