How to Buy USDT with Alipay – A Complete Guide for 2025

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USDT (Tether) is one of the most widely used stablecoins in the digital currency market, maintaining a 1:1 peg with the US dollar. Its stability and global acceptance make it a preferred choice for traders, investors, and anyone entering the crypto space. If you're in China or using Chinese payment methods, you might be wondering: can I buy USDT with Alipay? The short answer is yes — but not directly through Alipay itself. Instead, you’ll need to use a third-party cryptocurrency exchange that supports Alipay as a payment method.

This guide walks you through the entire process of purchasing USDT using Alipay, from selecting a secure platform to completing your first transaction. We’ll also cover essential safety tips and frequently asked questions to ensure a smooth and secure experience.

Why Use Alipay to Buy USDT?

Alipay is one of China’s most trusted mobile payment platforms, known for its convenience, speed, and widespread adoption. While Alipay does not support direct crypto purchases due to regulatory restrictions, many international exchanges accept Alipay as a fiat on-ramp for buying digital assets like USDT.

By leveraging Alipay on compliant platforms, users can:

👉 Discover how to securely convert CNY to USDT using trusted payment methods.

Step-by-Step Guide: How to Buy USDT with Alipay

Step 1: Choose a Reputable Crypto Exchange

Since Alipay cannot directly purchase USDT, you must use a regulated cryptocurrency exchange that supports peer-to-peer (P2P) trading with Alipay. Look for platforms that offer:

Ensure the platform complies with anti-money laundering (AML) and know-your-customer (KYC) regulations.

Step 2: Register and Complete Identity Verification

Sign up on your chosen exchange by providing basic information such as email, phone number, and password. After registration, complete the KYC verification process by uploading:

Verification typically takes minutes to a few hours, depending on the platform.

Step 3: Navigate to the P2P Trading Section

Once verified, go to the P2P Trading marketplace. Here, individual sellers list their USDT for sale and specify accepted payment methods. Filter results to show only those accepting Alipay.

You’ll see various offers with different prices, minimum trade amounts, and seller ratings. Choose a seller with:

Step 4: Initiate Your First Purchase

Select an offer that matches your budget and click “Buy USDT.” Enter the amount of CNY you want to spend or the quantity of USDT you wish to receive. The system will calculate the equivalent value based on current market rates.

After confirming the order details:

  1. You’ll be prompted to send the specified CNY amount to the seller’s linked Alipay account.
  2. Use your Alipay app to scan the QR code or manually enter the recipient’s details.
  3. Complete the payment within the time limit (usually 15–30 minutes).

⚠️ Never mark the payment as complete until you’ve actually transferred the funds.

Step 5: Confirm Payment and Receive USDT

Once the seller confirms receipt of your CNY via Alipay, they will release the USDT to your exchange wallet automatically. This usually happens within minutes.

Check your wallet balance to confirm the arrival of USDT. From here, you can:

👉 Start trading USDT today with fast deposits via popular payment methods.

Key Safety Tips When Buying USDT with Alipay

While P2P trading offers flexibility, it comes with risks — especially when dealing with unfamiliar sellers. Follow these best practices:

✅ Only Trade with Verified Sellers

Always check seller profiles for verification badges, trade volume, and feedback scores.

✅ Never Share Screenshots or Personal Info

Avoid sending proof of payment outside the platform. Scammers may use this to claim fraud.

✅ Use Platform Escrow Services

Reputable exchanges hold USDT in escrow until payment confirmation, protecting both parties.

✅ Enable Two-Factor Authentication (2FA)

Add an extra layer of security using Google Authenticator or SMS verification.

✅ Avoid Unrealistically Low Prices

Offers significantly below market rate are often scams designed to lure new users.

Frequently Asked Questions (FAQ)

Can I buy USDT directly through Alipay?

No, Alipay does not support direct cryptocurrency purchases due to financial regulations in China. However, you can use Alipay as a payment method on international crypto exchanges that offer P2P trading.

Is it safe to link Alipay to a crypto exchange?

Yes — as long as you use a well-known and regulated exchange. The platform acts as an intermediary and does not have access to your Alipay login credentials.

Are there fees when buying USDT with Alipay?

Most P2P trades have zero trading fees, but some platforms charge small service fees or spreads. Always review the total cost before confirming a transaction.

How long does it take to receive USDT after paying via Alipay?

Typically within 5–15 minutes after the seller confirms receipt of your CNY payment. Delays may occur if there's a dispute or verification issue.

Can I sell USDT back to CNY using Alipay?

Yes — most P2P platforms allow you to reverse the process and sell USDT for CNY, receiving funds directly into your Alipay account.

What happens if a seller doesn’t release my USDT after payment?

If a dispute arises, immediately open a ticket with the exchange’s customer support. Provide transaction evidence (order ID, payment screenshot). Reputable platforms usually side with buyers in clear fraud cases.

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Final Thoughts

Buying USDT with Alipay is both possible and practical — thanks to global crypto exchanges offering P2P marketplaces. By following the steps outlined above and prioritizing security, you can seamlessly convert CNY into digital assets and begin exploring the world of decentralized finance.

Whether you're looking to hedge against volatility, transfer value internationally, or invest in other cryptocurrencies, starting with USDT via Alipay is a smart first move.

👉 Join millions of users securely trading USDT and other digital assets worldwide.