The world of cryptocurrency continues to evolve, and XRP—the digital asset developed by Ripple Labs—is emerging as a powerful tool for fast, low-cost global transactions. With settlement times of just 4 seconds and transaction fees costing less than a penny, it’s no surprise that more merchants are embracing XRP as a viable payment option. Thanks to payment processors like BitPay, consumers can now spend XRP directly at a growing number of businesses across diverse industries—from luxury goods to travel and tech.
Whether you're a long-time XRP holder or new to crypto spending, this guide highlights 30 reputable businesses that accept XRP payments, explains how to use it seamlessly, and shows you how to maximize your digital assets in everyday life.
Why Spend XRP?
Before diving into the list, it’s important to understand why XRP is gaining traction among merchants and users alike.
- Speed: Transactions settle in about 4 seconds, making it one of the fastest cryptocurrencies available.
- Low Cost: Average transaction fees are fractions of a cent, ideal for microtransactions and large purchases alike.
- Global Reach: Supported by BitPay in most regions worldwide, XRP offers cross-border functionality without traditional banking delays.
- Merchant Adoption: More retailers are integrating crypto payments, and XRP is increasingly part of that ecosystem.
👉 Discover how easy it is to turn your XRP into real-world purchases today.
30 Businesses Where You Can Spend XRP
Below is a curated list of businesses across various sectors that accept XRP via BitPay, enabling you to use your crypto for everything from luxury watches to movie tickets.
Auragentum GmbH
This German-based precious metals dealer offers gold, silver, platinum, and more—all purchasable using XRP.
AMC Theatres
Catch the latest blockbusters by booking movie tickets online with XRP through BitPay.
Marc Gebauer Lifestyle GmbH
Based in Düsseldorf, this luxury retailer specializes in high-end timepieces from Rolex, Audemars Piguet, and Patek Philippe.
Jomashop
Enjoy premium designer watches, handbags, and accessories at discounted prices—all payable with XRP.
Prepaid Gamer Online
A top South African platform offering 24/7 delivery of prepaid game codes and gift cards using cryptocurrency.
Newegg
Tech enthusiasts rejoice—Newegg accepts XRP for cutting-edge computer hardware, electronics, and gaming gear.
Hawk Host Inc.
This Canadian web hosting provider supports virtual hosting, VPS, and reseller plans paid via XRP.
Ace Jewelers
Elevate your style with luxury jewelry and watches crafted to perfection—available for purchase with XRP.
American Cancer Society
Support a meaningful cause by donating to the American Cancer Society using XRP.
APMEX
Invest in precious metals like gold and silver bullion with APMEX, which accepts XRP for secure, instant transactions.
Sharps Pixley
One of London’s leading bullion brokers, Sharps Pixley allows customers to buy and sell gold and silver using XRP.
CryptoTurismo
Plan your next adventure with CryptoTurismo, a travel platform that lets you book experiences using cryptocurrencies including XRP.
Gamesplanet
Access a vast library of PC game keys and PSN cards at competitive prices—all purchasable with XRP.
Play-Asia.com
Specializing in Asian entertainment products, Play-Asia offers imported video games, digital codes, apparel, and more using XRP.
Hublot
Experience Swiss luxury watchmaking excellence—Hublot’s official site supports XRP payments for select models.
Namecheap
Launch your online presence with domain registration and web hosting services available through XRP payments.
Ledger
Secure your crypto with Ledger’s hardware wallets—the French company accepts XRP across its product line.
O'Gara Coach
Drive in luxury with high-end automobiles from prestigious brands, all available for purchase using XRP.
HOSTKEY B.V.
This Dutch tech provider offers GPU servers, VPS hosting, cloud solutions, and equipment leasing—all payable with XRP.
PacSun
Stay stylish with trendy apparel for men, women, and kids from PacSun, now accepting XRP at checkout.
Scan Computers
A leading UK electronics retailer offering discounts on computer hardware, software, consoles, and audio gear via XRP.
Stacks Bowers
Bid on rare coins and historical currency in live or online auctions using XRP through BitPay.
Stephen Silver Fine Jewelers
A family-owned jeweler in the San Francisco Bay Area offering rare gemstones, custom designs, and luxury timepieces with XRP support.
Wrist Aficionado
Explore elegance in luxury watches from globally renowned brands—all available for purchase using XRP.
AirBaltic
Fly affordably across Europe and the Middle East with this Latvian airline, which accepts XRP for flight bookings.
Takeaway.com
Order food online from one of Europe’s largest delivery platforms—now supporting XRP payments in multiple countries.
Beliani
Furnish your home with over 100,000 products—from sofas to patio sets—at low prices using XRP.
How to Pay a BitPay Invoice with XRP
Paying with XRP is simple and secure. Follow these five steps to complete any transaction:
- Select BitPay at Checkout
Choose BitPay as your preferred payment method when shopping online. - Begin Payment
Click “Begin Payment.” You may need to verify your identity if the transaction exceeds certain thresholds (e.g., $3,000+). - Choose Your Wallet
Select your preferred cryptocurrency wallet. For best results, use a well-established wallet compatible with XRP. - Select XRP as Currency
Confirm you want to pay in XRP. Enter your email if prompted for refund processing. - Complete the Transaction
Scan the QR code or manually input the merchant’s wallet address in your app. Ensure payment is sent within the 15-minute window.
Once confirmed, the invoice will reflect your payment instantly.
👉 Learn how to securely manage and spend your XRP in minutes.
Make Peer-to-Peer (P2P) XRP Payments
You can also send XRP directly to friends or vendors using the BitPay Wallet:
- Open the BitPay Wallet app
- Tap on your XRP wallet
- Select “Send”
- Enter recipient’s wallet address or scan their QR code
- Input amount and confirm details
- Slide to send
It’s fast, secure, and perfect for splitting bills or paying freelancers globally.
Buy Gift Cards with XRP
Another practical way to spend XRP is by purchasing gift cards through the BitPay app or browser extension. Instantly access brands like:
- Uber
- Home Depot
- Hotels.com
- Amazon
- Spotify
These gift cards can be used for daily essentials or major purchases—turning crypto into real-world value effortlessly.
Frequently Asked Questions (FAQ)
Q: Is XRP widely accepted by merchants?
A: While not as widespread as Bitcoin, XRP is increasingly accepted through platforms like BitPay, especially among tech-savvy and international retailers.
Q: Can I use any wallet to pay with XRP?
A: It's recommended to use well-known wallets with strong reputations. Smaller or niche wallets may result in higher error rates during transactions.
Q: Are there regional restrictions for paying with XRP?
A: Yes. While BitPay supports XRP in most regions globally, availability may vary depending on local regulations.
Q: How fast are XRP transactions?
A: Transactions typically settle within 4 seconds, making it ideal for real-time payments.
Q: Can I donate to charities using XRP?
A: Absolutely. Organizations like the American Cancer Society accept XRP donations via BitPay.
Q: Do I need a BitPay ID to make payments?
A: Not always. However, verification is required for larger transactions ($3,000+), refund requests over $1,000, or payout recipients.
Ready to Start Spending Your XRP?
If you're a business owner looking to tap into the growing crypto economy, consider becoming a BitPay merchant. Accept XRP and other major cryptocurrencies online, in-store, or via email invoicing—with minimal setup and robust security features.
For individuals, the ability to spend XRP has never been easier. From luxury items to everyday needs, your digital assets can now power real-world purchases across continents.
👉 Turn your crypto into action—start spending smarter today.