Earning rewards while spending has never been easier—especially when you use the Bybit Card and Bybit Pay. Bybit’s dynamic loyalty program is designed to reward users for their everyday transactions, offering tangible value through Rewards Points that can be redeemed for cashback, fee discounts, exclusive merchandise, and more via the Rewards Market.
Whether you're a casual user or a high-volume spender, the Bybit Card Rewards Program scales with your activity. Points are earned seamlessly across both Bybit Card purchases and Bybit Pay transactions, with all spending aggregated into a single total for simplified tracking and maximum benefit.
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How to Earn Rewards Points
Every transaction made using Bybit Card or Bybit Pay contributes to your Rewards Points balance. The number of points you earn depends on two key factors:
- Your VIP level, which determines your base rewards tier.
- Your monthly transaction volume, which can unlock higher-tier benefits.
Points accumulate in a pending status for three days after each transaction, then automatically convert to available points. Once active, they can be used immediately in the Rewards Market or converted into USDT cashback if Auto Cashback is enabled.
To help users understand their earning potential, Bybit categorizes rewards into six progressive tiers—from Tier 1 (Base) to Tier 6 (Infinite)—each offering increasing point multipliers and cashback rates.
Reward Tiers Overview
Users are placed into a tier based on either their VIP status or monthly spending. Here's how the system works:
- VIP users gain instant access to elevated tiers based on their VIP level, without needing to meet monthly spending thresholds.
- Non-VIP users start at Tier 1 and must reach specific spending milestones to unlock higher tiers.
- Once a higher tier is unlocked through spending, it remains active until the end of the following calendar month—even if subsequent spending drops below the threshold.
The table below outlines the reward structure across all tiers:
| Tier | VIP Level | Point Multiplier / Cashback Rate | Monthly Point Cap | Equivalent Monthly Cashback Cap (USD) | Minimum Monthly Spending (USD) |
|---|---|---|---|---|---|
| Tier 1 (Base) | – | 10 / 2.00% | 2,500 | 5 | – |
| Tier 2 (Beta) | VIP 1 & 2 | 10 / 2.00% | 25,000 | 50 | 500 |
| Tier 3 (Alpha) | VIP 3 | 20 / 4.00% | 75,000 | 150 | 3,500 |
| Tier 4 (Apex) | VIP 4 & PRO 1 | 30 / 6.00% | 125,000 | 250 | 9,500 |
| Tier 5 (Omega) | VIP 5 & PRO 2 | 40 / 8.00% | 200,000 | 400 | 12,500 |
| Tier 6 (Infinite) | Supreme VIP, PRO 3–5 | 50 / 10.00% | 300,000 | 600 | 25,000 |
💡 Key Insight: A VIP user enjoys guaranteed tier benefits regardless of monthly spending. For example, a VIP 3 user will always maintain at least Tier 3 (Alpha) with a 4% cashback rate.
How Tier Promotion Works
Understanding how tier upgrades and downgrades function is essential for maximizing your rewards.
For Non-VIP Users
- Start at Tier 1 (Base).
- Must meet monthly spending requirements to upgrade.
- Upgrades remain valid until the end of the next month.
- Failure to meet the threshold results in a downgrade back to Tier 1.
For VIP Users
- Automatically assigned a starting tier based on VIP level.
- Cannot fall below this base tier, even with low spending.
- Can still climb higher via spending—benefits last through the following month.
- Immediate tier adjustment occurs if your VIP status changes.
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Real-World Scenarios: Tier Dynamics in Action
Scenario A: Non-VIP User Upgrade
On April 1, a non-VIP user begins at Tier 1. After spending $2,000 on April 2 (confirmed April 3), they qualify for Tier 2 (Beta) starting April 4. This upgraded status lasts through May 31—even if no further spending occurs in May.
Scenario B: VIP User with Spending Boost
A VIP 3 user starts at Tier 3 (Alpha) with a 4% cashback rate. If they spend $25,000 in June, they unlock Tier 6 (Infinite) with a full 10% cashback rate—valid through July. Even if they lose VIP status on June 15, they retain Tier 6 until July 31 due to prior spending achievement.
Scenario C: Reset at Month Start
On May 15, both a non-VIP and a VIP 4 user spend $25,000 and unlock Tier 6. Both enjoy 10% cashback through June. On July 1:
- The non-VIP drops back to Tier 1.
- The VIP 4 reverts to Tier 4 (Apex), matching their VIP level.
This flexible structure ensures that both consistent spenders and high-tier members get optimal value.
Merchant Rebates in Points
Beyond standard purchases, Bybit enhances rewards through exclusive merchant rebates. Users in Tier 2 and above qualify for bonus points when subscribing to popular services via official websites using Bybit Card or Bybit Pay.
Eligible platforms include:
- TradingView (monthly subscriptions only)
- ChatGPT
- Netflix
- Spotify
- Amazon Prime
Rebates are credited as Rewards Points on the last day of each month and count toward your monthly cap.
📌 Example:
A Tier 2 user pays €11.99 for Spotify Premium → earns 5,995 points (€11.99 × 500).
Later spends €29.90 on Amazon Prime → earns 14,950 points.
Total so far: 20,945 points.
Remaining cap: 4,055 points.
Spends €15.99 on Netflix → would earn ~7,995 points but only receives 4,055, hitting the cap.
Any further spending yields zero additional points for that month.
This system ensures fairness while encouraging smart budgeting across high-value subscriptions.
Frequently Asked Questions
Q: How are Rewards Points calculated?
A: Points are calculated using this formula:
(Transaction amount / currency point equivalent) × multiplier ÷ conversion rate (500).
For example, a $1 transaction typically equals 1 point at a base multiplier.
Q: Can I receive cashback directly?
A: Yes! Accumulated points can be converted into USDT cashback at a rate of 1 point = $0.002. Enable Auto Cashback in your settings to receive payouts automatically to your Funding Account.
Q: Do merchant rebates count toward my monthly cap?
A: Yes, all Rewards Points—including those from merchant rebates—are aggregated under your monthly cap based on your current tier.
Q: What happens if I exceed my monthly point limit?
A: Once you hit your cap, no additional points will be awarded until the next billing cycle resets on the first day of the month.
Q: Is there a difference between point multipliers and cashback rates?
A: No—they represent the same benefit in different forms. For instance, a "50x multiplier" equates to a "10.00% cashback rate."
Q: How do I check my current tier and points balance?
A: Visit the Points Mall or Rewards Market section in your Bybit account dashboard to view real-time data on your tier status, pending and available points, and redemption options.
Maximize your digital lifestyle by turning routine expenses into meaningful rewards. With competitive cashback rates, scalable tiers, and exclusive partner offers, the Bybit Card Rewards Program transforms everyday spending into long-term value.
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