Crypto.com has rapidly emerged as one of the leading cryptocurrency platforms worldwide, with over 10 million users relying on its comprehensive ecosystem. From seamless crypto trading to innovative financial tools like Visa cards and staking rewards, Crypto.com caters to both beginners and advanced users. In this in-depth review, we explore its core features, fee structure, security measures, and overall user experience—specifically tailored for users in the UK.
Whether you're looking to buy Bitcoin, earn passive income through staking, or spend crypto in everyday life, Crypto.com offers a wide array of services designed to simplify digital asset management.
What Is Crypto.com?
Crypto.com is a global cryptocurrency exchange launched in 2019 that provides a full suite of financial products built around blockchain technology. It ranks among the top 10 largest crypto exchanges by trading volume, competing with industry giants like Coinbase and Binance.
With an average daily trading volume exceeding $1.8 billion, Crypto.com delivers a robust platform for buying, selling, and managing over 250+ cryptocurrencies. Beyond basic trading, it stands out with unique offerings such as high-reward crypto-backed Visa cards, DeFi wallet integration, NFT marketplace access, and instant crypto loans.
👉 Discover how easy it is to start earning rewards with your crypto holdings today.
Supported Cryptocurrencies and Trading Options
One of Crypto.com’s strongest advantages is its extensive selection of supported digital assets. Users can trade more than 250+ cryptocurrencies, including major coins like Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), and Solana (SOL), along with numerous altcoins and emerging tokens.
The platform supports trading pairs against fiat currencies (such as GBP and USD), Tether (USDT), and its native CRO token. While direct fiat-to-crypto trading is available via card or bank transfer, crypto-to-crypto swaps are also supported within the app.
Advanced traders will appreciate the availability of margin trading with up to 10x leverage and futures contracts, including over 40 quarterly and perpetual contracts. These derivatives allow users to speculate on price movements with greater capital efficiency.
Additionally, Crypto.com’s Syndicate program gives eligible users early access to newly listed tokens at discounts of up to 50%, offering potential upside during initial launches.
Categories & Discovery Tools
The app organizes coins into intuitive categories such as:
- DeFi (Decentralized Finance)
- GameFi
- Metaverse
- NFTs
- Yield Farming
- Meme Coins
This makes it easier for users to explore trending sectors and discover promising projects based on market themes.
Understanding Crypto.com Fees
Transparent and competitive fees are crucial when choosing a crypto platform. Here's a breakdown of key cost structures on Crypto.com:
Deposit and Withdrawal Fees
- GBP deposits/withdrawals via UK Faster Payments: Free
- Minimum deposit: £20
- Maximum deposit per transaction: £250,000
- Credit/debit card purchases: 2.99% (waived for first 30 days for new users)
- Cryptocurrency deposits: Free
- Crypto withdrawals: Vary by coin (e.g., BTC withdrawal fee = 0.0001 BTC)
Bank transfers typically take up to 7 business days to process, though most are completed faster.
Trading Fees
Crypto.com uses a maker-taker model, where fees depend on your 30-day trading volume:
| 30-Day Volume | Spot/Margin Trading Fee |
|---|---|
| Under $25K | 0.4% per trade |
| Higher tiers | As low as 0.1% |
Frequent traders benefit from volume-based discounts. Additionally, holding and staking CRO reduces fees further—users can pay trading fees in CRO at a discounted rate while earning 10% APY on staked CRO.
Derivatives trading starts at 0.07% for level 1 traders, decreasing with higher volumes.
👉 See how low-fee trading can boost your long-term returns.
Crypto.com Wallet: Custodial vs Non-Custodial
Crypto.com offers two types of wallets:
Custodial Wallet (App-Based)
Ideal for beginners, this wallet lets you buy, store, and manage crypto directly within the app. The exchange holds your private keys, providing convenience and integrated services like staking and lending.
DeFi Wallet (Non-Custodial)
For greater control and security, the Crypto.com DeFi Wallet allows full ownership of your private keys. This wallet supports multiple blockchains (BTC, ETH, CRO, DOT, ATOM, etc.) and enables:
- Sending/receiving crypto with customizable network fees
- Earning interest on over 35 tokens with no lock-up periods
- Accessing decentralized applications (dApps)
- Biometric and 2FA protection with local encryption via Secure Enclave
This hybrid approach ensures flexibility for all user levels—from casual investors to DeFi enthusiasts.
Mobile App Experience
Available on both iOS and Android, the Crypto.com app combines simplicity with powerful functionality. With a 4.4-star rating on the App Store (from over 19,000 reviews), it’s praised for its clean interface and broad feature set.
Key features include:
- Real-time price charts (line and candlestick)
- Technical analysis tools
- Watchlists and market trackers (top gainers, volume leaders)
- Instant fiat-to-crypto purchases
- Staking, lending, and NFT browsing
After completing identity verification (KYC), users gain full access to all services, including margin trading and advanced order types.
User Experience & Interface Navigation
The platform excels in usability. The dashboard provides a clear overview of your portfolio, recent trades, and market trends. Navigation is intuitive, allowing quick access to:
- Trading markets
- Wallet balances
- Staking dashboard
- NFT collections
- Subscription benefits (e.g., streaming service rebates)
Order execution is straightforward:
- Market orders: Execute instantly at current price
- Limit orders: Set desired entry/exit prices
- Stop-loss orders: Automatically close positions to limit losses
Live chat support is available 24/7, complemented by an extensive help center covering tax guidance, account recovery, and transaction troubleshooting.
Standout Features That Set Crypto.com Apart
Crypto.com Visa Card with Cashback Rewards
One of the most attractive perks is the range of Visa debit cards linked to your crypto balance. Depending on your CRO staking level, you can earn up to 8% cashback in CRO on everyday spending.
Higher-tier cards offer additional benefits:
- Spotify/Netflix/Prime Video subscription rebates
- Airport lounge access
- Private jet partnership discounts
To qualify:
- Ruby Steel Card: Stake £300 worth of CRO
- Obsidian Card: Stake £300,000 worth of CRO
These cards blur the line between traditional finance and crypto adoption.
High-Yield Staking (Up to 14.5% APY)
Crypto.com supports staking for over 40 assets with flexible terms:
- Flexible (no lock-up)
- 1-month or 3-month fixed terms
Example yields:
- CRO: Up to 6% APY
- Ethereum (ETH): Up to 6.5%
- Tether (USDT): Up to 12% APY
Rewards are distributed weekly—ideal for generating passive income without selling your holdings.
Crypto Loans Without Credit Checks
Users can borrow stablecoins (USDC, USDT, PAX) against their crypto collateral—up to 50% of the deposited value—with no credit checks or repayment deadlines.
Interest rates start at 12% APR, dropping to 8% APR for users who stake over $40,000 worth of CRO.
This feature allows liquidity access without triggering taxable events from sales.
NFT Marketplace Integration
The built-in NFT marketplace enables users to:
- Buy, sell, and display digital collectibles
- Follow artist drops and trending collections
- Subscribe to updates on new releases
It’s a seamless way to engage with Web3 culture directly from the app.
Security & Regulatory Compliance
Security is a top priority at Crypto.com:
- Regulated by the Malta Financial Services Authority (MFSA) under a Class 3 VFA license
- Holds an Australian Financial Services Licence (AFSL)
- Implements strict KYC/AML procedures
- All card deposits must come from verified personal accounts (no third-party funding)
These credentials enhance trust and ensure compliance with international financial standards.
How to Get Started on Crypto.com
- Download the App – Available on iOS and Android.
- Create an Account – Provide email and basic details.
- Verify Identity – Upload ID documents and complete a selfie verification.
- Deposit Funds – Use GBP via Faster Payments or deposit crypto.
- Start Trading or Staking – Buy BTC, ETH, or any supported coin—or begin earning rewards.
👉 Begin your journey into secure, feature-rich crypto investing now.
Frequently Asked Questions (FAQ)
Q: Is Crypto.com available in the UK?
A: Yes, Crypto.com fully supports UK users with GBP deposits via Faster Payments and local customer support.
Q: Does Crypto.com charge withdrawal fees?
A: Yes—fees vary by cryptocurrency. For example, Bitcoin withdrawals cost 0.0001 BTC. Fiat withdrawals via FPS are free.
Q: Can I stake Ethereum on Crypto.com?
A: Yes. You can stake ETH with up to 6.5% APY and receive rewards weekly.
Q: Is the Crypto.com Visa card available in the UK?
A: Yes. UK residents can apply for the card after meeting CRO staking requirements.
Q: Is my money safe on Crypto.com?
A: Crypto.com employs enterprise-grade security, regulation in multiple jurisdictions, and cold storage for most assets—making it one of the safer platforms available.
Q: What is CRO used for?
A: CRO is Crypto.com’s native token used for fee discounts, staking rewards, card eligibility, and paying transaction fees at reduced rates.
Cryptoassets are highly volatile unregulated investment products. No UK or EU investor protection.