Choosing the right wallet for your Ripple (XRP) holdings is more important than ever in 2025. As one of the most widely used digital assets for fast cross-border transactions, XRP demands a secure, reliable, and user-friendly storage solution. Whether you're a beginner just entering the crypto space or an experienced investor managing a diverse portfolio, selecting the best XRP wallet can significantly impact your security, accessibility, and overall experience.
This guide explores the 10 best wallets for Ripple (XRP) in 2025, evaluated based on critical factors like security, ease of use, multi-currency support, mobility, and integration with DeFi and Web3 services. We’ll dive deep into each option, highlighting pros, cons, and key features to help you make an informed decision.
Why This List Stands Out
Unlike generic rankings, this curated list prioritizes real-world usability and long-term safety. We assessed each wallet not just by popularity, but by core performance metrics:
- Security architecture (air-gapped devices, encryption standards)
- User experience (mobile vs desktop, onboarding simplicity)
- Multi-chain compatibility
- Custodial vs non-custodial control
- Support for NFTs, staking, and decentralized apps (dApps)
Our goal is to help you find a wallet that aligns with your risk tolerance, technical skill level, and investment strategy.
Top 10 XRP Wallets in 2025
1. Ledger Nano X – Hardware Wallet for Ultimate Security & Mobility
The Ledger Nano X remains a top choice for XRP holders who value both security and convenience. This hardware wallet stores private keys offline (cold storage), protecting against online threats while offering Bluetooth connectivity for mobile management via the Ledger Live app.
With support for over 5,000 cryptocurrencies—including XRP—it's ideal for users building diversified portfolios.
Key Features
- Military-grade secure element chip
- Bluetooth-enabled for iOS and Android
- Multi-signature support
- Full control over private keys
Pros
- High security with offline storage
- Intuitive mobile interface
- Regular firmware updates
- Backup and recovery options
Cons
- Requires careful physical protection
- Mobile app has limited functionality
- Higher upfront cost compared to software wallets
👉 Discover how secure crypto storage can simplify your XRP management.
2. Ellipal Titan – Air-Gapped Security with Dual-Layer Protection
The Ellipal Titan stands out with its true air-gapped design—meaning it never connects directly to potentially compromised networks. It uses QR code scanning for transaction signing, eliminating internet exposure.
Its durable hardware and tamper-proof casing make it a favorite among security-conscious investors.
Key Features
- Full air-gap isolation
- QR-based transaction signing
- Support for 10,000+ tokens across 100+ blockchains
- Built-in secure chip
Pros
- Immune to remote hacking attempts
- User-friendly mobile interface
- Robust physical build
Cons
- Dependent on companion app
- Initial setup may confuse beginners
- Premium price point
3. Binance Web3 Wallet – Exchange-Based Custody with Trading Power
For active traders, the Binance Web3 Wallet offers seamless integration between custody and trading. While it’s a custodial solution (Binance holds your keys), it provides instant access to spot markets, futures, and earn products.
You can store XRP directly and trade it without withdrawal delays.
Key Features
- Integrated exchange liquidity
- One-click trading
- Multi-network support
Pros
- Fast transactions within ecosystem
- High liquidity
- Easy onboarding
Cons
- You don’t control private keys
- Regulatory scrutiny risks
- Centralized point of failure
4. Bybit Wallet – Derivatives-Focused Platform with XRP Support
Bybit caters to advanced traders with leveraged positions on XRP/USDT pairs. Its native wallet supports deposits and withdrawals of XRP, enabling quick movement between trading accounts and cold storage.
It’s particularly strong for users focused on margin and futures trading.
Key Features
- Leverage up to 100x
- Low trading fees
- Mobile-first design
Pros
- High-performance trading engine
- Strong security protocols
- Excellent liquidity
Cons
- Not ideal for long-term holding
- Regulatory uncertainty in some regions
- Steep learning curve for newcomers
5. Trezor Model T – Premium Open-Source Hardware Wallet
The Trezor Model T is a high-end hardware wallet featuring a color touchscreen and open-source firmware—making it transparent and auditable by the community.
It fully supports XRP through integration with compatible interfaces like Trust Wallet or direct browser extensions.
Key Features
- Touchscreen interface
- Recovery phrase backup (12–24 words)
- USB-powered connectivity
Pros
- Transparent development model
- Top-tier encryption
- Easy-to-navigate UI
Cons
- Expensive compared to entry-level models
- Risk of counterfeit units
- Requires computer for full functionality
👉 See how combining cold storage with smart tools enhances XRP security.
6. Ngrave ZERO – Most Secure Hardware Option
Ngrave ZERO claims the title of "world’s most secure" hardware wallet thanks to its offline entropy generation and military-grade encryption. Paired with NGRAVE GRAPHENE, a indestructible backup solution, it ensures your XRP remains safe even in extreme conditions.
Key Features
- No digital connection ever
- Biometric authentication
- Full open-source verification
Pros
- Unhackable during setup and use
- Tamper-evident design
- Permanent backup option
Cons
- Limited availability
- Higher cost
- Requires physical device care
7. BitBox02 – Minimalist Design with Strong Security
The BitBox02 from Shift Crypto combines sleek design with robust security. Its tiny OLED screen allows verification of transactions, and its three-step security protocol ensures protection against malware.
Supports over 1,500 cryptocurrencies including XRP.
Key Features
- Compact and portable
- Silent operation
- No cloud dependencies
Pros
- Simple setup process
- Clean user interface
- Strong privacy focus
Cons
- Not compatible with iOS devices
- Smaller screen limits readability
8. SafePal S1 – Affordable Decentralized Hardware Wallet
The SafePal S1 offers excellent value with a color screen, five-button navigation, and support for over 100 blockchains. It generates private keys offline using a true random number generator.
Perfect for DeFi users who want to interact with dApps without KYC.
Key Features
- QR code transaction approval
- NFT support
- Offline signing
Pros
- Budget-friendly price
- Wide blockchain coverage
- No identity verification required
Cons
- Fewer advanced features than competitors
9. Exodus – User-Friendly Multi-Network Software Wallet
Exodus is known for its vibrant desktop and mobile apps, supporting over 50 blockchains. Its intuitive interface makes it perfect for beginners managing XRP alongside other assets.
It includes built-in exchange features via ShapeShift.
Key Features
- Biometric login
- Portfolio tracking dashboard
- In-wallet swaps
Pros
- Beautiful UI/UX design
- Frequent updates
- Cross-platform sync
Cons
- Limited security compared to hardware wallets
10. Trust Wallet – Leading Mobile Wallet for XRP & DeFi
Acquired by Binance but operated independently, Trust Wallet is one of the most trusted mobile wallets for XRP. It supports over 70 blockchains and enables direct access to dApps, staking, and NFTs—all without KYC.
Available on iOS and Android.
Key Features
- Browser for Web3 dApps
- NFT gallery
- Direct blockchain interaction
Pros
- Best-in-class mobile experience
- Broad token support
- Secure local key storage
Cons
- Higher gas fees at times
- Customer support only via ticket system
👉 Learn how mobile wallets are redefining access to XRP and Web3 ecosystems.
Frequently Asked Questions (FAQ)
Q: Which wallet is safest for storing XRP long-term?
A: Hardware wallets like Ledger Nano X, Trezor Model T, and Ngrave ZERO offer the highest level of security due to offline storage and advanced encryption.
Q: Can I use a mobile wallet for XRP?
A: Yes—wallets like Trust Wallet and Exodus are excellent for everyday use and DeFi access, though they’re less secure than cold storage options.
Q: Do all wallets support XRP?
A: No—always verify XRP compatibility before choosing a wallet, as some exclude less common tokens.
Q: What’s the difference between custodial and non-custodial wallets?
A: Custodial wallets (like Binance) hold your keys; non-custodial (like Ledger or Trust Wallet) let you retain full control—offering greater autonomy but requiring more responsibility.
Q: Are free wallets safe?
A: Many free software wallets are secure if downloaded from official sources. However, hardware wallets generally provide superior protection against cyber threats.
Q: Should I stake or trade XRP directly from my wallet?
A: Only do so through trusted platforms. Some wallets like Trust Wallet allow direct staking and DeFi interactions—always research smart contract risks first.
When choosing the best XRP wallet in 2025, consider your priorities: Are you focused on security, convenience, or active trading? Each option listed serves different needs—from ironclad cold storage to lightning-fast mobile access.
Ultimately, combining a hardware wallet for savings with a mobile wallet for spending offers a balanced approach. Whichever you choose, always safeguard your recovery phrase and stay informed about evolving threats in the crypto landscape.