Converting Chinese Yuan (CNY) to Tether (USDT) is a common need for individuals and businesses involved in international trade, cross-border transactions, or cryptocurrency investments. As one of the most widely used stablecoins, USDT offers stability by being pegged to the US dollar, making it a reliable bridge between fiat currencies like CNY and the digital asset ecosystem. This guide provides accurate, up-to-date exchange rate information, historical trends, and practical insights for converting CNY to USDT effectively.
Current CNY to USDT Exchange Rate
As of July 4, 2025, at 10:00 UTC:
1 CNY = 0.1396 USDT
1 USDT = 7.1634 CNY
This real-time rate reflects the current market value and is updated regularly to ensure accuracy. Whether you're sending money abroad, investing in crypto, or managing international payments, having access to live exchange rates helps you make informed financial decisions.
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Historical Trends: CNY vs USDT Performance
Understanding past performance can provide valuable context for future expectations.
Last 12 Months (July 2024 β July 2025)
Over the past year, the average exchange rate stood at 0.1386 USDT per CNY. During this period:
- Highest rate: 0.1426 USDT on September 26, 2024
- Lowest rate: 0.1360 USDT on September 26, 2024
Despite volatility within the year, the CNY/USDT pair showed an overall increase of +1.42%, indicating that the Chinese Yuan strengthened slightly against Tether during this timeframe.
Short-Term Fluctuations (Past 30 & 90 Days)
| Period | High | Low | Average | Volatility |
|---|---|---|---|---|
| Last 30 Days | 0.13961 | 0.13902 | 0.13933 | -0.03% |
| Last 90 Days | 0.13961 | 0.13602 | 0.13830 | +1.85% |
The data shows minimal movement in the last month, suggesting short-term stability, while the wider fluctuation over three months indicates potential sensitivity to macroeconomic factors such as monetary policy shifts or global market sentiment.
Long-Term Outlook: 8-Year Perspective
Looking back over eight years, the highest CNY/USDT rate was recorded on April 11, 2018, when 1 CNY = 0.1595 USDT. Since then, the Yuan has depreciated relative to Tether by approximately -11.84%.
While the year-to-date performance shows a modest gain of +1.83%, the long-term trend suggests reduced purchasing power of the Yuan compared to Tether. Investors should consider both short-term opportunities and long-term currency dynamics when planning conversions.
Conversion Table: CNY to USDT
Use this quick-reference table for common conversion amounts:
- 100 CNY = 13.96 USDT
- 500 CNY = 69.80 USDT
- 1,000 CNY = 139.60 USDT
- 5,000 CNY = 697.99 USDT
- 10,000 CNY = 1,395.99 USDT
- 50,000 CNY = 6,979.93 USDT
- 1,000,000 CNY = 139,599 USDT
These values are based on the latest exchange rate and help simplify budgeting and transaction planning.
USDT to CNY: Reverse Conversion
For those looking to convert Tether back into Chinese Yuan:
- 1 USDT = 7.1634 CNY
- 10 USDT = 71.63 CNY
- 50 USDT = 358.17 CNY
- 100 USDT = 716.34 CNY
- 1,000 USDT = 7,163.40 CNY
- 50,000 USDT = 358,170 CNY
This reverse lookup is essential for traders exiting positions or repatriating funds.
Frequently Asked Questions (FAQ)
What is the current exchange rate from CNY to USDT?
As of July 4, 2025, at 10:00 UTC, 1 Chinese Yuan (CNY) equals 0.1396 Tether (USDT). This rate is subject to change due to market conditions and can be checked live through trusted financial platforms.
Is the Chinese Yuan stronger than Tether?
No β currently, Tether is stronger than the Chinese Yuan. One USDT equals approximately 7.16 CNY, meaning it takes more Yuan to buy one unit of USDT.
Has the CNY appreciated against USDT recently?
Yes. Over the past year, the CNY/USDT exchange rate increased by +1.42%, indicating that the Yuan has gained value relative to Tether since mid-2024.
When is the best time to convert CNY to USDT?
The optimal time often falls during periods of high market liquidity. GMT 3:00β4:00 PM is typically ideal due to overlapping trading sessions (London and New York), which boosts volume and narrows spreads. Additionally, converting earlier in the week avoids weekend settlement delays.
Why use USDT instead of holding USD?
USDT offers the stability of the US dollar with the flexibility of blockchain technology. It enables fast cross-border transfers, seamless integration with crypto exchanges, and access to decentralized finance (DeFi) applications without exposure to price volatility seen in non-stable cryptocurrencies.
How accurate are online currency converters?
Reliable platforms aggregate data from multiple authoritative sources using proprietary algorithms to deliver real-time accuracy. However, rates may vary slightly across services due to timing differences or platform-specific fees.
π Access real-time CNY to USDT conversion tools with live updates and precision pricing.
Why Trust This Data?
For nearly two decades, leading financial websites such as Investopedia, Business Insider, and CoinDesk have cited trusted exchange rate providers for their accuracy and timeliness. These platforms source data from hundreds of thousands of points globally, ensuring users receive verified and current information.
Millions rely on these services monthly for:
- Live forex and crypto rates
- Historical data analysis
- Market trend forecasting
Whether you're a casual user or a professional trader, accurate data is critical β and available at your fingertips.
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Final Thoughts
Converting Chinese Yuan to Tether is more than just a transaction β it's a strategic move in todayβs digital economy. With stablecoin adoption rising and cross-border digital payments becoming mainstream, understanding how CNY interacts with USDT empowers smarter financial choices.
By tracking trends, leveraging real-time data, and choosing trusted platforms for conversions, users can optimize timing, reduce costs, and enhance transaction efficiency.
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