Navigating cryptocurrency exchanges requires clarity—especially when it comes to financial transactions like deposits and withdrawals. HOYA BIT Exchange has implemented clear, tiered limits for users dealing in New Taiwan Dollar (NTD), designed to balance security, compliance, and user flexibility. Whether you're a new or existing user, understanding these thresholds is essential for seamless trading and fund management.
This guide breaks down HOYA BIT’s current NTD deposit and withdrawal limits, eligibility criteria for higher limits, and answers to frequently asked questions—all while ensuring compliance with regulatory standards.
NTD Withdrawal Limits
HOYA BIT sets straightforward withdrawal caps to help manage risk and ensure platform integrity:
- Single transaction limit: NTD 2,000,000
- Daily limit: NTD 2,000,000
- Monthly limit: NTD 5,000,000
These limits apply uniformly across all verified users, regardless of account age or transaction history. This means that once your account is verified, you can withdraw up to NTD 2 million per transaction and per day, with a maximum of NTD 5 million each calendar month.
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NTD Deposit Limits: Tiered Access Based on Account Status
Deposit limits on HOYA BIT vary depending on your account's registration date and activity level. The exchange uses a two-tier system to differentiate between new users and those who have demonstrated consistent engagement.
Tier 1: New User Deposit Limits
If you registered on or after June 28, 2025, the following restrictions apply until you meet upgrade conditions:
- Single deposit limit: NTD 100,000
- Daily deposit limit: NTD 100,000
- Monthly deposit limit: NTD 3,000,000
These initial limits are in place to promote responsible usage and enhance fraud prevention during the early stages of account activity.
Tier 2: Elevated Deposit Limits (After Meeting Conditions)
Once you satisfy two specific requirements, your deposit capacity increases significantly:
- Single deposit limit: NTD 1,500,000
- Daily deposit limit: NTD 2,000,000
- Monthly deposit limit: NTD 5,000,000
This upgraded tier brings parity with long-standing users and enables greater flexibility for active traders.
How to Upgrade Your Deposit Limit
For users registered on or after June 28, 2025, increasing your deposit limit isn't automatic—it requires meeting both of the following conditions:
- Account age of at least 31 days (inclusive)
- Cumulative deposits totaling NTD 500,000 or more within a single calendar month
Once both criteria are fulfilled, the higher limits take effect automatically on the first day of the following month at 14:00.
⚠️ Important: The two conditions do not need to be met in the same month. For example, you could reach the 31-day mark in July and hit the NTD 500,000 deposit threshold in August—the upgrade would still activate on September 1.
This structured approach encourages sustained engagement while maintaining a secure environment for all users.
Frequently Asked Questions
Q1: I registered before June 28, 2025. Do these new rules affect me?
A1: No. Existing users are not subject to the new dual-condition upgrade policy. Your limits are based solely on account age:
Account registered less than 31 days ago:
- Single deposit: NTD 100,000
- Daily total: NTD 100,000
- Monthly total: NTD 3,000,000
Account older than 31 days:
- Single deposit: NTD 1,500,000
- Daily total: NTD 2,000,000
- Monthly total: NTD 5,000,000
You’ll receive increased limits automatically once your account reaches the 31-day milestone—no minimum deposit required.
Q2: I’m an older user but haven’t reached 31 days yet. Will my limits change?
A2: Yes—but under the old rules. Once your account turns 31 days old, the system will automatically apply the higher deposit limits without requiring any transaction volume.
For example:
- Registered on June 10, 2025 → Pre-31-day limits apply until July 10
- Starting July 11 → Higher limits activate automatically
Q3: I made NTD 500,000 in deposits by August 15, but my account won’t turn 31 days old until September 2. When will my limit increase?
A3: Since both conditions must be met first, the upgrade will take effect on October 1, which is the first day of the month following full eligibility.
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Key Notes for All Users
To avoid confusion and ensure smooth transactions:
- “Single calendar month” refers to natural months (e.g., July 1–31). Deposits made across different months won’t count toward the cumulative NTD 500,000 requirement unless they fall within the same month.
- The order in which you meet the two upgrade conditions doesn’t matter—only that both are completed before the next month begins.
- Limits are enforced system-wide and cannot be overridden manually by customer support.
Understanding these nuances helps prevent transaction rejections and supports better financial planning.
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Final Thoughts
HOYA BIT Exchange’s structured approach to deposit and withdrawal limits ensures a secure and scalable experience for all users. By differentiating access based on time and transaction behavior, the platform promotes trust and compliance without sacrificing usability.
Whether you're just starting out or managing large-volume trades, knowing how—and when—your limits can expand gives you greater control over your digital asset journey.
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