The world of digital finance is evolving rapidly, and one of the most exciting developments in recent months is the strategic collaboration between Bitget Wallet, Mastercard, and blockchain infrastructure provider Immersve. This partnership introduces a groundbreaking zero-fee crypto card that allows users to spend their digital assets seamlessly at millions of merchants worldwide — wherever Mastercard is accepted.
With over 1.5 billion Mastercard-enabled merchants globally, this integration marks a pivotal step toward mainstream crypto adoption. The card enables direct spending from users’ crypto wallets without the need for prior conversion to fiat currency, streamlining transactions and enhancing real-time usability.
👉 Discover how crypto meets everyday spending with seamless wallet integration.
Seamless Spending: How the Card Works
The new crypto card operates through Bitget Wallet’s multi-chain platform, which supports more than 130 blockchains, 20,000 decentralized applications (dApps), and over 1 million tokens. Users can apply for the card digitally and add it directly to their mobile wallet — no physical card required, though one can be requested.
Funds are processed in real time using on-chain swaps and deposits, powered by Immersve’s issuing infrastructure and Mastercard’s Digital-First platform. This ensures instant transaction processing, secure notifications, and smooth reconciliation across networks.
Importantly, all transactions comply with financial regulations. Card issuance includes mandatory KYC (Know Your Customer) verification and continuous anti-money laundering (AML) monitoring, ensuring both security and regulatory compliance.
Scott Abrahams, Executive Vice President of Global Partnerships at Mastercard, emphasized the vision behind the collaboration:
“Digital wallets are becoming as universal as email addresses. At Mastercard, we’re committed to partnering with innovative companies like Bitget Wallet and Immersve to make crypto transactions simple, secure, and accessible.”
Targeted Rollout and Global Expansion Plans
The card will initially launch in the United Kingdom and European Union, with plans to expand into Latin America, Australia, and New Zealand within the coming months. This phased rollout allows for optimized user experience, localized compliance frameworks, and scalable infrastructure deployment.
By aligning with regional financial standards and leveraging Immersve’s robust issuance capabilities, the partners aim to deliver a consistent, high-performance payment solution regardless of geography.
Why This Matters: Bridging Crypto and Daily Commerce
One of the long-standing challenges in cryptocurrency adoption has been usability. While many hold digital assets, actually spending them in daily life remains limited. This new card changes that dynamic by turning self-custodied crypto into spendable value — instantly.
Jamie Elkaleh, CMO of Bitget Wallet, highlighted the significance:
“Crypto payments should be as seamless and secure as traditional transactions. With this partnership, Bitget Wallet users can now spend their crypto just like cash — backed by the global trust of Mastercard.”
This move also reflects growing interest in stablecoins and practical crypto use cases. As regulatory clarity improves — particularly with frameworks like Europe’s MiCA — more users are turning to digital assets not just for investment, but for everyday utility.
Built-In Incentives Drive User Engagement
To encourage adoption, the card comes with a suite of optional rewards:
- Transaction-based cashback or points
- Yield on built-in wallet balances
- One-time bonuses for completing KYC
These incentives mirror traditional fintech models but are enhanced by blockchain transparency and decentralized control. Users retain full ownership of their assets while gaining access to modern financial perks.
With Bitget Wallet already serving over 80 million users globally, the potential reach is immense. The platform functions not only as a wallet but also as a DeFi trading hub, offering instant swaps across hundreds of decentralized exchanges (DEXs) and cross-chain bridging capabilities.
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DeFi Resurgence Fuels Wallet Activity
The timing of this launch coincides with a broader revival in Decentralized Finance (DeFi) activity. Ethereum has seen a notable return of experienced traders, with returning user inflows surpassing new entrants — a trend confirmed by on-chain analytics from Dune.
Bitget Wallet has played a key role in this resurgence, particularly in facilitating high-volume swaps on the BNB Smart Chain, where it ranks among the top platforms. The exchange reports that over 30% of its swap traffic originates from BNB Smart Chain, driven by targeted incentives and optimized routing.
Other major networks like Arbitrum, Solana, and TRON also see strong engagement within the wallet ecosystem. As DeFi innovation accelerates — from new yield strategies to novel token launches — tools like Bitget Wallet provide essential access points.
Security: Protecting Users in a High-Stakes Environment
Security remains paramount in crypto. In response to past incidents — including a vulnerability involving the Voxel token that led to losses approaching $100 million — Bitget has reinforced its defenses.
The platform now backs users with an enhanced $300 million User Protection Fund, designed to mitigate risks from hacks or protocol exploits. While no system is immune to threats, this fund adds a critical layer of trust and resilience.
Additionally, the integration with regulated financial rails through Mastercard and Immersve further reduces exposure to fraud and unauthorized transactions.
Frequently Asked Questions (FAQ)
Q: Do I need to convert my crypto to fiat before using the card?
A: No. The card processes transactions using real-time on-chain swaps, allowing you to spend crypto directly without manual conversion.
Q: Is the card available outside Europe?
A: Initially launching in the UK and EU, the card will expand to Latin America, Australia, and New Zealand in the coming months.
Q: Are there any fees associated with the card?
A: The card is marketed as zero-fee, though standard network or third-party charges may apply depending on usage.
Q: How is user data protected during transactions?
A: All cardholders undergo KYC verification, and transactions are monitored for suspicious activity using advanced AML systems.
Q: Can I earn rewards with this card?
A: Yes. Users can access transaction-based rewards, yield on balances, and one-time KYC completion bonuses.
Q: What happens if my wallet is compromised?
A: Bitget Wallet offers a $300 million User Protection Fund to help cover losses from verified security breaches.
👉 See how secure crypto spending can fit into your financial routine today.
Final Thoughts: A Step Toward Mainstream Adoption
The collaboration between Bitget Wallet, Mastercard, and Immersve represents more than just a new product — it’s a signal of maturation in the digital asset space. By combining self-custody, DeFi functionality, and global payment rails, this zero-fee crypto card bridges the gap between speculative assets and real-world utility.
As stablecoin adoption grows and DeFi continues its comeback, solutions like this will play a crucial role in driving mass adoption. For users, it means greater freedom, flexibility, and financial control — all backed by trusted infrastructure.
With strong security measures, built-in incentives, and global scalability, this initiative sets a new benchmark for what crypto wallets can achieve in 2025 and beyond.
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